Questions & Answers
| Q | What does personal accident insurance cover? |
| A | The QBE Group Personal Accident policy covers: - loss of earnings following an accident and - capital benefit to cover the financial consequences of being permanently totally disabled |
| Q | How much cover do I need? |
| A | Please consider the following: - the weekly cover should replenish at least 80% of your potential lost earnings - the capital benefit should reflect the financial consequences of realigning your life following being permanently disabled, by injury. |
| Q | Is the benefit taxable? |
| A | Speak to your accountant to clarify any taxation matter. |
| Q | Can I afford not to have personal accident insurance? |
| A | If you are unable to generate income you risk everything. |
| Q | How can I access the emergency evacuation? |
| A | Please refer to your policy booklet for the OMEGA emergency information or view the OMEGA contact details here. |
| Q | Can I take a medical escort? |
| A | Depending on the level of coverage and doctors' referral, if you require assistance during your treatment and your treating doctor can verify the same, a medical escort can accompany you. |