Home & Contents
There are a number of risks that may threaten your home and your family's well being. As a homeowner you face liability exposures too. QBE Home Protection insurance can help you be prepared for the unexpected. It offers a simple cover for your home and belongings to help you manage the risks involved. You can choose either QBE Home Basic, a standard product that can cover your building and / or contents or QBE Home Plus, which can provide cover for your valuables, personal liability and domestic workers' compensation exposures.
To help you record the estimated replacement value of your home, contents and valuables we are providing a QBE Home Valuation Guide. Please download the guide, then go through your home, list the amounts you need to insure in the space provided and transfer the total amounts to your QBE Home Insurance proposal. To ensure your estimated amounts are up to date, we recommend that you seek advice from a recognised local builder, engineer or from retailers. Alternatively, please speak to your insurance adviser.
Benefits of QBE HOME Cover
The policy covers the following defined events:
- fire
- explosion
- lightning & thunderbolt
- earthquake
- burglary, vandalism
- collision
- falling tree, branch or aerial
- damage by animals
Our Home insurance provides the following added benefits:
- accidental glass breakage
- burning out of electrical motors (fusion)
- legal liability if you cause injury to another person or damage to third party property
- essential temporary repairs if you have to make a repair and can't contact us
Our Contents insurance provides the following added benefits:
- accidental glass breakage
- spoiled food from power failure
- cost of replacing locks if your house keys are stolen
- burning out of electrical motors (fusion)
- legal liability if you cause injury to another person or damage to third party property
- optional Domestic Workers Compensation
- cyclone cover provided by extension in Fiji and Vanuatu
Products
QBE HOME Cover
Home Protection Insurance
- for Home Basic
- for Home Plus