Questions & Answers

Q	Can I afford not to have Personal Accident insurance?
A	If you are unable to generate income you risk everything.
Q	What does Personal Accident insurance cover?
A	The policy covers: - loss of earnings following an accident and - a capital benefit to cover the financial consequences of being permanently totally disabled
Q	How much cover do I need?
A	Please consider the following: - the weekly cover should replenish at least 80% of your potential lost earnings - the capital benefit should reflect the financial consequences of realigning your life following being permanently disabled, by injury.
Q	Is the benefit taxable?
A	Speak to your accountant to clarify any taxation matter.
Q	How can I access the emergency evacuation?
A	Please refer to your policy booklet for the OMEGA emergency contact details. Click here to download a copy of the OMEGA Travellers Assistance brochure.
Q	Can I take a medical escort?
A	Depending on the level of coverage and doctors' referral, if you require assistance during your treatment and your treating doctor can verify the same, a medical escort can accompany you.